Website Terms of Service

Last Updated: December 30, 2025

Summary of Key Terms

By using our Services, you agree to:

Use the Services only for lawful, personal purposes
Not share your login credentials or course materials
Accept that all digital product sales are final once accessed
Resolve disputes through binding arbitration
Our disclaimers regarding business results and earnings

Important Notes:

You must be 18+ to use our Services
Subscriptions renew automatically unless cancelled with proper notice
We don’t guarantee specific business results or income
Digital product sales are final once you access the content
Your use of our Services is governed by Alabama law

Please read these Terms of Service (“Terms,” “Terms of Service,” or “Agreement”) carefully before using the website, online training programs, membership services, community platforms, and related services (collectively, the “Services”) operated by White Beard Strategies LLC (“White Beard Strategies,” “we,” “us,” or “our”).

1. Agreement to Terms

By accessing, browsing, or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated into these Terms by reference.

If you do not agree to these Terms, you must not access or use the Services.

Your use of the Services constitutes your acceptance of these Terms as they exist at the time of your use. We recommend printing or saving a copy of these Terms for your records.

2. Eligibility & Age Requirements

Minimum Age

You must be at least 18 years of age to use our Services, create an account, or make purchases. By using the Services, you represent and warrant that you are 18 years of age or older.

Authority

If you are using the Services on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms.

Restricted Persons

You may not use our Services if:

You have been previously banned or suspended from our Services
You are located in a country subject to U.S. government embargo
You are listed on any U.S. government list of prohibited or restricted parties
You are unable to enter into legally binding contracts under applicable law

3. Accounts & Registration

Account Creation

To access certain features of our Services, you must create an account by providing accurate, current, and complete information, including:

Full legal name
Valid email address
Payment information (for purchases)
Any other information requested during registration

Account Accuracy

You agree to:

Provide truthful and accurate information
Update your information promptly when it changes
Maintain the accuracy of your account information

Failure to provide accurate information or keep your account current may result in immediate termination of your account.

Account Security

You are responsible for:

Maintaining the confidentiality of your login credentials
All activities that occur under your account
Notifying us immediately of any unauthorized access or security breach

You must not:

Share your account credentials with anyone
Allow others to access your account
Create multiple accounts for yourself
Use another person’s account without permission

If you discover or suspect any security breach, unauthorized use of your account, or any other security concern, you must notify us immediately at [email protected].

Account Ownership

Accounts are non-transferable. You may not sell, transfer, or assign your account to any other person or entity.

4. Purchases, Payments & Billing

Purchase Authorization

When you make a purchase through our Services, you agree to:

Provide current, complete, and accurate purchase and payment information
Update your payment information promptly if it changes
Pay all charges incurred under your account at the prices in effect when charges are incurred
Pay any applicable taxes

Payment Methods

We accept payment through various third-party payment processors (such as Stripe and PayPal). By providing payment information, you:

Represent that you are authorized to use the payment method provided
Authorize us to charge all amounts owed for your purchases to that payment method
Authorize our third-party payment processors to store your payment information

Pricing

All prices are in U.S. Dollars (USD) unless otherwise stated
We reserve the right to change our prices at any time
Price changes will not affect purchases already completed
The price in effect at the time of your purchase will be the price you pay
We are not responsible for pricing errors; we reserve the right to cancel orders placed at incorrect prices

Taxes

You are responsible for any applicable federal, state, local, or foreign taxes, duties, or tariffs related to your purchase, unless we are legally required to collect such taxes.

Payment Processing

Payment processing services are provided by third-party payment processors. Your use of these payment services is subject to their respective terms of service and privacy policies. We are not responsible for any errors, omissions, or actions of these third-party processors.

Failed Payments

If a payment fails or is declined:

We may suspend or terminate your access to paid Services
You remain responsible for any amounts owed
We may charge late fees as permitted by law
We may use collection services to recover amounts owed

5. Refunds & Cancellations

General Refund Policy

IMPORTANT: Due to the digital nature of our training programs and immediate delivery of course materials, we maintain the following refund policy:

Digital Training Programs & Replays

NO REFUNDS are available for:

Recorded training programs or course replays once you have been granted access to the content
Live training programs once the scheduled live session has begun
Any digital products where you have accessed, viewed, downloaded, or otherwise consumed any portion of the content

Why This Policy: Digital products are delivered instantly and cannot be “returned” once accessed. This policy protects the intellectual property in our training materials and prevents unauthorized copying.

Live Training Programs

For live training programs (not replays):

Refund requests must be submitted in writing before the scheduled live training date and time
No refunds are available once the live training has commenced
If we cancel a live training, you will receive a full refund or credit toward a future training (your choice)

Technical Issues

If you experience technical difficulties preventing you from accessing purchased content:

Contact us immediately at [email protected]
We will work to resolve the technical issue
If we cannot resolve the issue within 10 business days, we may offer a refund or credit at our discretion

Membership Services

See Section 10 for membership-specific cancellation policies.

Subscription Services

See Section 10 for subscription-specific cancellation and refund policies.

Exceptions

We reserve the right to issue refunds on a case-by-case basis at our sole discretion for exceptional circumstances, including but not limited to:

Duplicate charges or billing errors
Services we cannot deliver due to circumstances within our control
Situations where we determine a refund is appropriate

Chargebacks

Chargeback Fraud: If you dispute a charge with your credit card company or payment processor instead of contacting us directly:

We consider this a violation of these Terms
We may immediately terminate your access to all Services
We may ban you from future purchases
You will remain liable for the amounts owed plus any costs we incur from the chargeback (including chargeback fees)

Legitimate Disputes: If you believe you were charged in error, contact us first at [email protected] before initiating a chargeback. We’re happy to resolve legitimate billing errors.

Requesting a Refund

To request a refund where eligible:

Send a written request to [email protected]
Include your order number, purchase date, and reason for the refund request
We will respond within 10 business days
Approved refunds will be processed within 10 business days to your original payment method

6. Intellectual Property Rights

Our Ownership

The Services and all content, materials, and features included therein (including but not limited to text, graphics, logos, images, audio clips, video, data, software, course materials, training videos, worksheets, templates, slide decks, and other content) are owned by White Beard Strategies LLC or our licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

This includes:

All course content and training materials
Video and audio recordings
Proprietary frameworks and methodologies (including but not limited to the Perfect Prompt Framework™ and the Perfect Prompting Framework™)
Workbooks, templates, and downloadable resources
Website design and functionality
Software and applications
Trademarks, service marks, and logos

Trademarks

“White Beard Strategies,” our logo, and other marks used in connection with our Services are trademarks or registered trademarks of White Beard Strategies LLC. You may not use these marks without our prior written permission.

Copyright

All content on our Services is protected by copyright. The compilation, arrangement, and presentation of all content is also protected by copyright as a collective work or compilation.

Your Acknowledgment

By using our Services, you acknowledge that:

You do not acquire any ownership rights in our intellectual property
All rights not expressly granted to you are reserved by us
Unauthorized use may result in legal action and liability

7. Limited License to Use Services

License Grant

Subject to your complete compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services and content solely for your personal, non-commercial use.

What You May Do

You may:

Access and view content for which you have paid or been granted access
Download materials explicitly marked as downloadable for personal use
Print one copy of materials for your personal reference
Use our training materials to implement strategies in your own business

What You May NOT Do

You may not:

Copy, reproduce, or duplicate any portion of our training content, videos, or materials
Record, screenshot, or capture our live training sessions, recorded webinars, or video content
Share, distribute, or republish our content with non-paying third parties
Share your login credentials or allow others to access your account
Create derivative works based on our content
Use our content to create competing products or services or to train others commercially
Sell, rent, lease, or license access to our content
Remove or modify any copyright notices, trademarks, or proprietary markings
Reverse engineer, decompile, or disassemble any software or technology used in our Services
Use automated systems (bots, scrapers, etc.) to access our Services
Frame or mirror any part of our Services on another website
Circumvent any access restrictions or security measures

License Duration & Access

One-Time Purchases:

Access to purchased training content is provided for at least 90 days from the date of purchase or 12 months from the date of the LIVE training or original publish date, whichever is longer.
We reserve the right to modify or remove content, but will provide reasonable notice
Access may be terminated if you violate these Terms

Membership/Subscription Content:

Access is provided during active membership only
Access terminates when membership ends or is cancelled
You do not retain access to membership-exclusive content after cancellation

Platform Changes:

We may change the platform, format, or delivery method of content
We may move content to different URLs or systems
We will make reasonable efforts to maintain your access during platform migrations

Revocation

We may revoke this license at any time, with or without notice, if:

You violate any provision of these Terms
We suspect fraudulent or illegal activity
We discontinue the Services
As otherwise permitted by law

Upon revocation, you must immediately cease all use of the Services and destroy any downloaded or printed materials.

8. User-Generated Content

Types of User Content

You may have opportunities to submit, post, or share content through our Services, including:

Comments in community forums or Facebook groups
Testimonials and reviews
Questions during live trainings
Feedback and suggestions
Photos, videos, or other media

Your Responsibilities

You are solely responsible for any content you submit. You represent and warrant that:

You own or have the necessary rights to submit the content
Your content does not violate any third-party rights (copyright, trademark, privacy, etc.)
Your content is accurate and not misleading
Your content does not violate any laws
Your content does not contain viruses, malware, or harmful code

License to Us

By submitting content to our Services, you grant White Beard Strategies LLC a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, transferable, sublicensable license to:

Use, reproduce, modify, and adapt your content
Publish and display your content publicly
Distribute your content across various media
Create derivative works from your content
Use your name, image, and likeness in connection with your content

Specific Uses

This license allows us to:

Display testimonials and reviews on our website and marketing materials
Share success stories and case studies
Include your comments in promotional materials
Republish your content across our social media channels
Use your feedback to improve our Services

Testimonials & Reviews

If you provide a testimonial or review:

You consent to us using it in our marketing materials indefinitely
We may edit for length, clarity, or grammar while preserving the substance
We may include your name, photo, business name, and location
You may request removal at any time by contacting us

Opting Out

If you do not want us to use your submitted content, testimonial, or image:

Email us at [email protected] with your request
We will remove it within 30 days (excluding content already included in printed materials or campaigns in progress)

Content Moderation

We reserve the right (but have no obligation) to:

Monitor, review, or moderate user-generated content
Remove or refuse to post any content for any reason
Disclose content as required by law or to protect our rights
Take action against users who violate these Terms

No Obligation to Monitor

We do not regularly review user-generated content and are not responsible for the content posted by users. The presence of any content does not indicate our endorsement or verification.

Prohibited Content

You may not post content that:

Is illegal, harmful, threatening, abusive, harassing, defamatory, or obscene
Infringes on intellectual property rights
Contains viruses or malicious code
Promotes violence, discrimination, or hatred
Is sexually explicit or pornographic
Violates anyone’s privacy
Is spam or commercial solicitation
Impersonates others
Contains false or misleading information

9. Prohibited Uses & Conduct

General Prohibitions

You agree NOT to use the Services to:

Illegal Activities:

Violate any federal, state, local, or international law
Engage in any fraudulent, deceptive, or manipulative activity
Facilitate or promote illegal activities

Harmful Conduct:

Harass, threaten, intimidate, or harm others
Impersonate any person or entity
Stalk or otherwise harass others
Post or transmit hateful, discriminatory, or offensive content

Security & Integrity:

Attempt to gain unauthorized access to our systems or other users’ accounts
Introduce viruses, malware, or harmful code
Interfere with or disrupt the Services or servers
Bypass any security measures or access controls
Use automated systems (bots, scrapers) without permission
Conduct security testing without written authorization

Intellectual Property Violations:

Infringe on our or any third party’s intellectual property rights
Copy, reproduce, or distribute our proprietary content
Record, screenshot, or share our training materials
Create derivative works without permission

Spam & Solicitation:

Send unsolicited advertising or promotional materials
Engage in spamming or mass messaging
Use the Services for any commercial purpose without authorization
Harvest email addresses or other user information

Abuse of Services:

Create multiple accounts to circumvent restrictions
Share login credentials with others
Attempt to manipulate our systems or metrics
Abuse our refund or support systems
Use the Services in any way that damages our reputation

Community Standards

In any community forums, Facebook groups, or interactive features:

Be respectful and professional
Stay on topic
Do not promote competing products or services
Do not engage in self-promotion without permission
Follow any additional community guidelines we provide

Consequences of Violations

If you violate these prohibitions, we may:

Issue a warning
Temporarily suspend your account
Permanently terminate your account
Remove your content
Report illegal activity to law enforcement
Take legal action against you
Ban you from future use of our Services

We reserve the right to investigate suspected violations and cooperate with law enforcement authorities.

10. Subscription Services & Memberships

Subscription Plans

We offer various subscription-based services and memberships (“Subscriptions”) that provide recurring access to content, training, community, and other benefits.

Subscription Types May Include:

Monthly membership programs
Annual membership programs
Mastermind groups
Ongoing training programs
Community access with recurring benefits

Automatic Renewal

IMPORTANT: Subscriptions automatically renew at the end of each billing cycle unless you cancel in accordance with the cancellation policy below.

By purchasing a Subscription, you authorize us to:

Automatically charge your payment method at each renewal
Continue billing until you cancel
Update your payment method information if provided by your payment processor

Billing Cycle

Subscriptions are billed in advance for each billing period (monthly, annually, etc.)
Your first payment is charged immediately upon purchase
Subsequent payments are charged automatically on your renewal date
The renewal date is the same calendar day as your initial purchase date (or the last day of the month if no such date exists)

Price Changes

We reserve the right to change Subscription prices
You will receive at least 30 days’ notice before any price increase
The new price will apply to your next renewal after the notice period
If you don’t agree to the price increase, you may cancel before it takes effect

Subscription Benefits

Benefits included in your Subscription may include:

Access to exclusive content and training materials
Participation in live training sessions
Community forum or group access
Direct support or coaching
Downloadable resources
and Other specific benefits

Benefits are subject to change. We will notify you of material changes to Subscription benefits.

Cancellation Policy

Member-Initiated Cancellation:

You may cancel your Subscription at any time
Cancellation requires 3 business days’ advance written notice before your next renewal date
Submit cancellation requests to [email protected]
Include your name, email address, and membership details in your request
Cancellations received with less than 3 business days’ notice will take effect for the following billing cycle

Cancellation Process:

Email [email protected] at least 10 business days before your renewal
Include “Cancellation Request” in the subject line
We will send you a confirmation email within 3 business days
Your access continues through the end of your current billing period
No further charges will be made after your current period ends

Example: If your membership renews on the 15th of each month, you must submit your cancellation request by the 1st of that month (assuming 10 business days) for it to take effect before the next charge.

No Refunds for Subscription Cancellations

Payments are non-refundable, including partial period refunds
If you cancel, you receive access through the end of your current paid period
No refunds are issued for the current billing period, even if you don’t use the Services
No refunds for unused time if you cancel mid-cycle

Exception: We may offer refunds if:

We remove access to core membership features without notice
We discontinue the membership program entirely
We determine a refund is warranted due to extraordinary circumstances

Company-Initiated Cancellation

We may suspend or terminate your Subscription immediately if:

You violate these Terms
You engage in fraudulent activity
You share your account credentials
Your payment method fails repeatedly
As required by law

If we terminate your Subscription for cause, no refund will be provided.

Changes to Subscription Services

We reserve the right to:

Modify Subscription features or benefits with 30 days’ notice
Discontinue Subscription offerings (with refund of prepaid amounts)
Change the platform or delivery method for content
Add or remove features

Pausing or Freezing Subscriptions

Unless we explicitly offer a pause or freeze option:

Subscriptions cannot be paused or put on hold
You must cancel if you wish to stop billing
You may rejoin later as a new member (subject to then-current pricing)

Membership Tiers

If we offer multiple membership tiers:

You may upgrade at any time (prorated charges apply)
Downgrades take effect at the next renewal
Contact us to request tier changes

Access After Cancellation

Upon cancellation:

Your access continues through the end of your current paid period
Access to membership-exclusive content terminates at period end
You cannot access past membership materials after your membership ends
Any downloaded materials must be deleted (where specified in license terms)
You may lose access to community forums and groups

Reactivation

If you wish to rejoin after cancelling:

You may sign up as a new member
Pricing and terms at the time of reactivation will apply
Previous member benefits or grandfathered pricing may not apply
Access to prior period content is not guaranteed

11. Termination & Suspension

Termination by You

You may terminate your account at any time by:

Sending written notice to [email protected]
Following the account deletion process (if available in your account settings)

Upon termination:

You lose access to your account and purchased content (except where perpetual access was granted)
You remain responsible for any outstanding payments
Fees paid are non-refundable (except as specified in Section 5)

Termination or Suspension by Us

We may suspend or terminate your access to the Services immediately, without prior notice, if:

You breach any provision of these Terms
You engage in fraudulent or illegal activity
You abuse or misuse the Services
You harass other users or our staff
Your account has been inactive for an extended period
We are required to do so by law
We discontinue the Services
At our sole discretion for any other reason

Effects of Termination

Upon termination of your account:

Your right to access and use the Services immediately ceases
We may delete your account and all associated data
You must cease all use of our intellectual property
You must destroy any downloaded materials (where required)
Provisions of these Terms that by their nature should survive will survive

No Liability for Termination

We will not be liable to you or any third party for any termination or suspension of your access to the Services.

Survival

The following provisions survive termination:

Intellectual Property Rights (Section 6)
User-Generated Content license grants (Section 8)
Disclaimers (Section 12)
Limitation of Liability (Section 14)
Indemnification (Section 15)
Dispute Resolution (Section 17)
General Provisions (Section 20)

12. Disclaimers & No Warranties

“As Is” and “As Available”

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, WHITE BEARD STRATEGIES LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

IMPLIED WARRANTIES OF MERCHANTABILITY
IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE
IMPLIED WARRANTIES OF NON-INFRINGEMENT
IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE

No Guarantee of Availability

We do not warrant that:

The Services will be uninterrupted, timely, secure, or error-free
The results obtained from using the Services will be accurate or reliable
The quality of any products, services, information, or other material obtained through the Services will meet your expectations
Any errors in the Services will be corrected

Educational Purpose Only

OUR TRAINING PROGRAMS, COURSES, AND CONTENT ARE PROVIDED FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY.

We do not warrant that:

The information provided is complete, accurate, or current
The strategies or techniques will work for your specific situation
You will achieve any particular results by using our training materials

Not Professional Advice

IMPORTANT: The Services and content provided do not constitute:

Legal advice or services
Financial advice or investment recommendations
Tax advice or tax preparation services
Accounting services
Medical advice or health services
Professional consulting services

You should consult qualified professionals for specific advice related to your situation.

Third-Party Content

We are not responsible for:

Any third-party content accessible through the Services
The accuracy, completeness, or usefulness of third-party information
Third-party products or services mentioned in our content

No Endorsements

Any references to specific products, services, businesses, or individuals in our content do not constitute endorsements or recommendations unless explicitly stated.

Technical Issues

We are not responsible for:

Internet connectivity issues
Compatibility with your devices or software
Data loss
Security breaches beyond our reasonable control

Changes to Services

We reserve the right to:

Modify, suspend, or discontinue any aspect of the Services at any time
Change content, features, or functionality without notice
Remove or alter content for any reason

User Responsibility

YOU ASSUME ALL RISK AND RESPONSIBILITY FOR:

Your use of the Services
Any decisions or actions taken based on information from the Services
Verifying the accuracy of information before relying on it
Consulting appropriate professionals before implementing strategies

Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT:

You have read and understood these disclaimers
You accept all risks associated with using the Services
You will not hold us liable for any issues arising from your use
You are using the Services at your own risk

Some Jurisdictions

Some jurisdictions do not allow the exclusion of certain warranties. In such jurisdictions, some of the above exclusions may not apply to you. You may have additional rights that vary by jurisdiction.

13. Earnings & Results Disclaimer

PLEASE READ THIS SECTION CAREFULLY. IT CONTAINS IMPORTANT INFORMATION ABOUT EXPECTATIONS FOR BUSINESS RESULTS.

No Guarantee of Results

WHITE BEARD STRATEGIES LLC MAKES NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES REGARDING YOUR ABILITY TO ACHIEVE ANY PARTICULAR BUSINESS RESULTS, INCOME LEVEL, SALES VOLUME, OR OTHER FINANCIAL OUTCOMES FROM USING OUR SERVICES, TRAINING PROGRAMS, OR IMPLEMENTING STRATEGIES WE TEACH.

Educational Nature of Services

Our training programs, courses, memberships, and content are designed to provide:

Education about artificial intelligence tools and strategies
Business and marketing concepts and frameworks
Examples of techniques and methodologies
General guidance and best practices

However:

Education and information alone do not guarantee success
Implementation requires effort, skill, and appropriate business conditions
Results vary significantly based on numerous factors

Examples and Testimonials

Any earnings statements, income examples, success stories, or testimonials (whether our own or from students/clients) featured in our Services:

Are Not Typical:

Results shown are not average or typical results
Most people who use similar information do not achieve the same results
Success stories represent extraordinary outcomes
Individual results vary substantially

Are Not Guarantees:

Past performance does not indicate future results
Examples are provided for illustrative purposes only
Your results will likely differ significantly
No outcome is guaranteed or implied

Are Accurate But Contextual:

Examples and testimonials shared are truthful and accurate
However, they represent specific circumstances and conditions
They do not account for differences in experience, skill, effort, market conditions, or other variables

Factors Affecting Your Results

Your results will depend on many factors, including but not limited to:

Your Circumstances:

Your prior business experience and knowledge
Your industry and market conditions
Your existing skills and abilities
Your available time and resources
Your starting position and assets
Your risk tolerance

Your Actions:

The quality of your implementation
The consistency of your efforts
Your work ethic and dedication
Your ability to adapt and problem-solve
Your willingness to invest time and resources
Your decision-making and judgment

External Factors:

Economic conditions and market trends
Competition in your industry
Technological changes
Regulatory environment
Consumer behavior and preferences
Timing and market opportunities

Required Effort & Risk

Success Requires Work:

Achieving business results requires significant time, effort, and dedication
There are no “shortcuts” or “get rich quick” schemes
Implementation is more important than information
You must take action and apply what you learn

Business Involves Risk:

All business activities involve inherent financial risk
You may lose money rather than make money
You should only invest what you can afford to lose
Past business experience does not guarantee future success

Your Responsibility

BY USING OUR SERVICES, YOU ACKNOWLEDGE AND AGREE THAT:

You are solely responsible for your business decisions and actions
You will conduct your own due diligence before implementing strategies
You will not rely solely on our content for business decisions
You will seek professional advice where appropriate
You accept all risks associated with business activities
You will not hold us responsible for your business results or lack thereof

No Income Claims

Unless specifically stated otherwise in writing:

We do not claim you will earn any specific income
We do not claim you will achieve any specific business results
We do not promise any particular outcome from using our Services
Any income or results mentioned are examples only, not promises

FTC Compliance

This disclaimer is provided in compliance with Federal Trade Commission (FTC) guidelines regarding earnings claims and testimonials. We are committed to truthful advertising and transparency about potential outcomes.

Questions

If you have questions about what to reasonably expect from our training programs, please contact us at [email protected] before making a purchase.

14. Limitation of Liability

PLEASE READ THIS SECTION CAREFULLY AS IT LIMITS OUR LIABILITY TO YOU.

Maximum Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WHITE BEARD STRATEGIES LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS (COLLECTIVELY, “WHITE BEARD PARTIES”) BE LIABLE TO YOU FOR ANY AMOUNT EXCEEDING THE GREATER OF:

(A) THE TOTAL AMOUNT YOU PAID TO US IN THE 12 MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY, OR
(B) ONE HUNDRED DOLLARS ($100)

Excluded Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WHITE BEARD PARTIES SHALL NOT BE LIABLE FOR ANY:

INDIRECT DAMAGES
INCIDENTAL DAMAGES
SPECIAL DAMAGES
CONSEQUENTIAL DAMAGES
PUNITIVE OR EXEMPLARY DAMAGES
DAMAGES FOR LOSS OF PROFITS
DAMAGES FOR LOSS OF REVENUE
DAMAGES FOR LOSS OF BUSINESS
DAMAGES FOR LOSS OF DATA
DAMAGES FOR LOSS OF GOODWILL
DAMAGES FOR BUSINESS INTERRUPTION
DAMAGES FOR LOST OPPORTUNITIES
ANY OTHER COMMERCIAL DAMAGES OR LOSSES

This limitation applies regardless of the theory of liability, whether based on:

Contract
Tort (including negligence)
Strict liability
Warranty
Statute
Any other legal theory

This limitation applies even if:

We have been advised of the possibility of such damages
A remedy fails of its essential purpose
The damages were reasonably foreseeable

Scope of Limitation

This limitation of liability applies to claims arising from or related to:

Your use of or inability to use the Services
Any content obtained from the Services
Unauthorized access to or alteration of your data or communications
Statements or conduct of any third party on the Services
Errors, mistakes, or inaccuracies in content
Personal injury or property damage resulting from your use of the Services
Any interruption or cessation of the Services
Any bugs, viruses, or harmful code transmitted through the Services
Implementation of strategies or information from our training programs
Your business decisions or actions based on our content
Any other matter relating to the Services

Basis of the Bargain

YOU ACKNOWLEDGE AND AGREE THAT:

These limitations of liability are fundamental elements of the agreement between you and White Beard Strategies
We would not provide the Services without these limitations
These limitations allocate risk between you and us
The prices we charge reflect these limitations

Your Remedies

If you are dissatisfied with the Services or disagree with any part of these Terms, your sole and exclusive remedy is to discontinue use of the Services.

Third-Party Actions

We are not liable for:

Actions, content, or omissions of third parties
Third-party products or services mentioned in our content
Links to third-party websites or resources
Disputes between you and other users

Force Majeure

We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control, including:

Acts of God (natural disasters, severe weather, etc.)
War, terrorism, or civil unrest
Government actions or restrictions
Internet or telecommunications failures
Pandemic or epidemic
Labor disputes or strikes
Supplier failures

Exceptions

Some jurisdictions do not allow:

Limitations on implied warranties
Exclusion or limitation of certain damages
Limitations on how long an implied warranty lasts

In such jurisdictions, the above limitations may not apply to you, or may apply only to the extent permitted by law. You may have additional rights that vary by jurisdiction.

State-Specific Rights

For New Jersey Residents: Nothing in these Terms limits liability for fraud, intentional misconduct, or knowing violations of law.

For Residents of Other States: You may have additional rights under your state’s consumer protection laws that cannot be waived.

Acknowledgment

BY USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS LIMITATION OF LIABILITY, UNDERSTAND IT, AND AGREE TO BE BOUND BY IT.

15. Indemnification

Your Agreement to Indemnify

You agree to defend, indemnify, and hold harmless White Beard Strategies LLC, its officers, directors, employees, agents, affiliates, licensors, and service providers (collectively, the “Indemnified Parties”) from and against any and all claims, damages, obligations, losses, liabilities, costs, debts, and expenses (including but not limited to reasonable attorneys’ fees and legal costs) arising from or related to:

Your Use of Services:

Your access to or use of the Services
Your inability to access or use the Services
Your violation of these Terms
Your violation of any applicable laws or regulations

Your Content:

Any content you submit, post, or share through the Services
Any claims that your content infringes or violates any third-party rights
Any claims arising from your user-generated content

Your Conduct:

Your interactions with other users
Your business activities based on information from our Services
Any misrepresentation made by you
Your fraudulent or illegal activities

Intellectual Property:

Your infringement of our intellectual property rights
Your infringement of any third party’s intellectual property rights
Your unauthorized use or sharing of our proprietary content

Third-Party Claims:

Any claims by third parties arising from your use of the Services
Disputes with other users or third parties

Defense of Claims

Your indemnification obligations include the duty to:

Assume control of the defense of any claim subject to indemnification
Pay all costs, expenses, and attorneys’ fees associated with the defense
Hold us harmless from any settlements or judgments
Cooperate fully in the defense of any claim

Our Rights

We reserve the right, at our own expense, to:

Assume the exclusive defense and control of any matter subject to indemnification
Require you to cooperate with our defense
Approve any settlement that affects our rights or interests

You may not settle any claim without our prior written consent if the settlement:

Imposes any obligation on us
Includes any admission of liability on our behalf
Affects our rights or reputation

No Limitation

This indemnification obligation:

Is in addition to, not in lieu of, any other remedies available to us
Survives termination of these Terms
Survives termination of your account or use of the Services

Notice

If we become aware of any claim for which you may be required to indemnify us:

We will notify you reasonably promptly
Failure to provide prompt notice does not relieve you of your obligations except to the extent you are materially prejudiced by the delay

Cooperation

You agree to:

Cooperate fully with us in the defense of any claim
Provide all information and assistance reasonably requested
Not make any statements or take any actions that could harm our defense

16. Third-Party Services & Links

Third-Party Services

Our Services may integrate with, link to, or utilize various third-party services, including but not limited to:

Payment processors (Stripe, PayPal)
Email service providers
Social media platforms (Facebook, LinkedIn, Instagram)
Analytics services (Google Analytics)
Course hosting platforms
Customer relationship management (CRM) tools
Video hosting platforms
Communication tools

Your Use of Third-Party Services

When you use third-party services through our platform:

You are subject to that third party’s terms of service and privacy policy
We do not control these third-party services
We are not responsible for their actions, content, or practices
We do not endorse these third parties or their services
Any transactions are solely between you and the third party

Third-Party Links

The Services may contain links to third-party websites, applications, or resources. We provide these links for your convenience only.

We are not responsible for:

The content of linked third-party sites
The accuracy of information on third-party sites
The privacy practices of third-party sites
Products or services offered by third parties
Any damages arising from your use of third-party sites

No Endorsement

The inclusion of any link does not imply:

Endorsement by White Beard Strategies
Any association with the third party
Verification of the third party’s claims
Approval of the third party’s practices

Your Risk

You access and use third-party services and websites at your own risk. We encourage you to:

Review their terms of service and privacy policies
Verify their credibility and legitimacy
Exercise caution when providing personal information
Understand the risks involved

Social Media & Online Communities

We may operate or participate in social media accounts and online communities (such as Facebook groups). When participating:

You must comply with the platform’s terms of service
We are not responsible for content posted by other members
We may remove content or ban users at our discretion
The platform provider’s rules and policies also apply

Third-Party Integrations

If you authorize integrations between our Services and third-party platforms:

You grant us permission to access your data on those platforms as necessary
You are responsible for maintaining those authorizations
You can revoke integrations through your account settings
We are not responsible for data loss resulting from integration issues

Affiliate Relationships

Some links in our content may be affiliate links, meaning we may receive compensation if you make purchases through those links. This does not:

Affect the price you pay
Influence our educational content or recommendations
Create any additional obligations for you

When we use affiliate links, we disclose this relationship in accordance with FTC guidelines.

Changes to Third-Party Services

Third-party services may:

Change their features or functionality
Modify their terms of service
Discontinue their services
Block or restrict integration with our Services

We are not responsible for any such changes and their impact on your use of our Services.

17. Dispute Resolution & Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

Initial Dispute Resolution Attempt

Before initiating any formal dispute resolution, you agree to:

Contact us at [email protected] to describe the issue
Provide us with relevant details and documentation
Work with us in good faith to resolve the matter informally
Allow us 60 days to attempt resolution

Most concerns can be quickly resolved through direct communication. We are committed to addressing your concerns fairly and promptly.

Agreement to Arbitrate

If we cannot resolve a dispute informally, you and White Beard Strategies LLC agree that any controversy, claim, or dispute arising out of or relating to:

These Terms or the breach, termination, enforcement, interpretation, or validity thereof
Your use of the Services
Any purchases or transactions
Any aspect of our relationship

Shall be resolved exclusively through binding arbitration, rather than in court, except as provided in the “Exceptions to Arbitration” section below.

Arbitration Rules & Administration

Arbitration will be conducted by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules (not Commercial Arbitration Rules) then in effect.

The AAA Rules are available at www.adr.org or by calling 1-800-778-7879.

Arbitration Procedures

Initiating Arbitration:

Either party may initiate arbitration by filing a demand with the AAA
The demand must describe the nature of the claim and the relief sought
A copy must be provided to the other party

Selection of Arbitrator:

The arbitration will be conducted by a single neutral arbitrator
The arbitrator will be selected according to AAA Rules
The arbitrator must be a lawyer with at least 10 years of experience or a retired judge

Location:

The arbitration hearing will take place in Dothan, Alabama (Houston County)
Alternatively, by mutual agreement, at another location convenient to both parties
For claims under $25,000, you may choose telephone or video conference arbitration

Discovery:

Discovery will be permitted as appropriate under the AAA Rules
The arbitrator may limit discovery to ensure efficiency

Hearing:

Either party may request an in-person hearing
The arbitrator will decide whether a hearing is necessary
Hearings will be closed to the public (not open proceedings)

Decision:

The arbitrator must follow applicable substantive law
The arbitrator may award any relief available in court
The decision will be in writing and include reasons
The decision is final and binding (subject to very limited appeal rights)

Arbitration Costs

For Claims Under $10,000:

White Beard Strategies will pay all AAA filing, administration, and arbitrator fees
Each party pays their own attorneys’ fees unless the arbitrator awards fees

For Claims $10,000 to $75,000:

Each party pays their proportionate share of AAA fees as set by AAA Rules
White Beard Strategies will reimburse your share if you prevail
Each party pays their own attorneys’ fees unless the arbitrator awards fees

For Claims Over $75,000:

Fees will be allocated according to AAA Rules
The arbitrator may award attorneys’ fees to the prevailing party if permitted by law

Prohibition on Cost Deterrence:

In no event will you be required to pay fees that would make arbitration cost-prohibitive compared to litigation
If the arbitrator finds the costs would be prohibitive, White Beard Strategies will pay them

Arbitrator Authority

The arbitrator has the authority to:

Award monetary damages and any other relief available under applicable law
Award declaratory or injunctive relief (but only in favor of the individual party seeking relief and only to the extent necessary)
Apply applicable statutes of limitations
Honor claims of privilege
Issue protective orders
Award attorneys’ fees and costs as permitted by law or these Terms

The arbitrator does NOT have authority to:

Award relief to anyone other than the parties to the arbitration
Conduct class or representative arbitrations
Award punitive damages (unless statute specifically authorizes them)

Class Action Waiver

YOU AND WHITE BEARD STRATEGIES AGREE THAT:

Each may bring claims against the other only in an individual capacity
Neither may bring claims as a plaintiff or class member in any class, consolidated, or representative proceeding
The arbitrator may not consolidate more than one person’s claims
The arbitrator may not preside over any form of representative or class proceeding

If this class action waiver is found to be unenforceable, then the entire arbitration agreement (but only the arbitration agreement) will be null and void, and the dispute must be resolved in court.

Exceptions to Arbitration

The following disputes are NOT subject to arbitration:

Small Claims Court:
- Either party may bring an individual action in small claims court in Houston County, Alabama
- The claim must be within that court’s jurisdictional limits
- The case must remain in small claims court (not removed or appealed to a higher court)
Intellectual Property Claims:
- Claims of patent, copyright, trademark, or trade secret infringement may be brought in court
- Claims seeking injunctive relief to protect intellectual property may be brought in court
Provisional Remedies:
- Either party may seek provisional remedies (such as temporary restraining orders) in court while arbitration is pending
Government Agency Claims:
- You may file claims with government agencies (such as the FTC or state attorneys general)
- The agency may pursue the claim on your behalf

Opt-Out Right

You have the right to opt out of this arbitration agreement.

To opt out:

You must send written notice within 30 days of first accepting these Terms
Send notice by email to: [email protected]
Include “Arbitration Opt-Out” in the subject line
Include your full name, email address, and a clear statement that you wish to opt out of the arbitration agreement

If you opt out:

You may pursue claims in court instead of arbitration
The class action waiver (Section 17.7) still applies
All other Terms remain in full effect
This is the only way to opt out; continuing to use the Services does not constitute an opt-out

Severability

If any portion of this arbitration agreement is found to be unenforceable:

The remainder of the agreement remains in effect
If the class action waiver is unenforceable, the entire arbitration agreement is void (but only the arbitration agreement)
All other provisions of these Terms remain enforceable

Changes to Arbitration Agreement

If we make changes to this Section 17 after the date you first accepted these Terms (or accepted subsequent changes):

You may reject the change by sending written notice within 30 days
Send notice to [email protected]
Your rejection means you will arbitrate under the prior version of this agreement
Rejection does not affect other Terms modifications

Survival

This arbitration agreement survives:

Termination of these Terms
Termination of your account
Cessation of your use of the Services

18. Governing Law & Jurisdiction

Governing Law

These Terms and any disputes arising out of or related to these Terms or the Services shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law principles.

The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.

Jurisdiction for Non-Arbitrated Claims

For any disputes not subject to arbitration (as provided in Section 17), you agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in Houston County, Alabama.

Venue

You agree that the exclusive venue for any court proceedings shall be in Houston County, Alabama, and you waive any objection to venue or inconvenient forum.

Federal Arbitration Act

This arbitration agreement is governed by the Federal Arbitration Act (9 U.S.C. § 1 et seq.) and will be interpreted and enforced in accordance with it.

State Law Variations

Some states provide additional consumer protections that cannot be waived. If you reside in such a state, those protections apply to the extent they conflict with these Terms.

19. Changes to These Terms

Right to Modify

We reserve the right to modify, amend, or update these Terms at any time, at our sole discretion, to reflect:

Changes in our Services or business practices
Legal or regulatory requirements
Security or technical updates
Improvements to clarity or completeness

Notice of Material Changes

For material changes to these Terms:

We will update the “Last Updated” date at the top of this document
We will send email notification to your registered email address at least 30 days before the changes take effect
We may also display a notice on our website or within the Services

Material changes include:

Significant changes to pricing or payment terms
Substantial modifications to your rights or our obligations
Changes to dispute resolution procedures
Modifications to refund or cancellation policies
Changes that materially affect your use of the Services

Non-Material Changes

For minor or non-material changes:

We will update the “Last Updated” date
Notice may be provided through the Services or website
Changes may take effect immediately

Review Responsibility

It is your responsibility to:

Review these Terms periodically
Check your email for notifications of changes
Visit this page regularly to stay informed

We recommend checking these Terms each time you use the Services.

Acceptance of Changes

For New Users After Changes:

Your use of the Services after the “Effective Date” of the updated Terms constitutes acceptance

For Existing Users:

Your continued use of the Services after the effective date of changes constitutes acceptance
If you do not agree to the changes, you must stop using the Services
For paid subscriptions, you may cancel before the changes take effect (see Section 10)

Objection to Changes

If you object to any changes:

You must notify us in writing at [email protected] within 30 days of the effective date
Your notice must clearly state your objection
We will work with you to resolve concerns or allow you to cancel with pro-rata refund if applicable
If we cannot resolve the issue, the prior Terms will continue to apply to you until your current subscription term ends

Version History

We maintain a version history of these Terms. You may request prior versions by contacting [email protected].

20. General Provisions

Entire Agreement

These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and White Beard Strategies LLC regarding the Services.

These Terms supersede all prior or contemporaneous:

Communications
Proposals
Agreements (oral or written)
Representations or warranties

No Waiver

Our failure to enforce any provision of these Terms shall not be construed as a waiver of that provision or any other provision.

No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.

Our failure to exercise or enforce any right or provision does not constitute a waiver of that right or provision.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction:

That provision will be modified to the minimum extent necessary to make it enforceable
If modification is not possible, the provision will be severed
The remaining provisions will continue in full force and effect
The invalid provision will not affect the validity of the remaining Terms

Assignment

By You:
You may not assign, transfer, or delegate these Terms or your rights and obligations hereunder without our prior written consent.

Any attempted assignment without consent is void.

By Us:
We may assign, transfer, or delegate these Terms and our rights and obligations without restriction, including in connection with:

A merger or acquisition
Sale of assets
Corporate reorganization
By operation of law

Relationship of the Parties

These Terms do not create any:

Agency relationship
Partnership
Joint venture
Employment relationship
Franchise relationship

Between you and White Beard Strategies LLC.

You have no authority to bind us or make commitments on our behalf.

Force Majeure

We will not be liable for any delay or failure to perform due to causes beyond our reasonable control, including:

Acts of God (earthquakes, floods, storms, etc.)
War or terrorist acts
Government actions or orders
Pandemic or epidemic
Labor disputes or strikes
Internet or telecommunications failures
Power outages
Supplier or vendor failures
Cyberattacks or security breaches affecting infrastructure

During force majeure events, our obligations will be suspended for the duration of the event.

Notices

To You:
We may provide notices to you:

By email to your registered email address
By posting on our website or within the Services
By postal mail to your registered address
Through in-app notifications

Notices sent by email are deemed received 24 hours after sending (if no error notification is received).

To Us:
You must send notices to us:

By email to: [email protected] (for legal matters) or [email protected] (for general matters)
By postal mail to: White Beard Strategies LLC, 212 W. Troy St., Suite B, Dothan, AL 36303

Notices must include your name, account information, and clear description of the matter.

Headings

Section headings are for convenience only and do not affect the interpretation of these Terms.

Interpretation

“Including” means “including but not limited to”
Singular includes plural and vice versa
“Or” is not exclusive unless context requires
“Days” means calendar days unless otherwise specified
“Business days” means Monday through Friday, excluding U.S. federal holidays

Language

These Terms are written in English. Any translations are provided for convenience only. In case of conflict, the English version controls.

Electronic Communications

You consent to receive communications from us electronically, including:

Emails
Notices posted on our website
In-app messages

You agree that all agreements, notices, and other communications satisfy any legal requirement that such communications be in writing.

Electronic Signatures

Your electronic acceptance of these Terms (by clicking “I agree,” creating an account, or using the Services) constitutes your signature and intent to be bound by these Terms, with the same legal effect as a handwritten signature.

No Third-Party Beneficiaries

These Terms are for the benefit of you and White Beard Strategies only. No third party has any right to enforce any provision of these Terms.

Exception: The indemnified parties in Section 15 are third-party beneficiaries of that section.

Government Users

If you are a U.S. government entity, the Services constitute “commercial computer software” and “commercial computer software documentation” as defined in FAR 12.212 and DFARS 227.7202. Use, reproduction, and disclosure are subject to these Terms.

Export Controls

You agree not to export or re-export the Services or any technical data in violation of U.S. export control laws or regulations.

California Users

Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice:

The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at:
1625 North Market Blvd., Suite N 112, Sacramento, CA 95834
or by telephone at (916) 445-1254 or (800) 952-5210.

Survival

The following provisions survive termination or expiration of these Terms:

Intellectual Property Rights (Section 6)
User-Generated Content licenses (Section 8)
Payment obligations (Section 4)
Disclaimers (Section 12)
Earnings Disclaimer (Section 13)
Limitation of Liability (Section 14)
Indemnification (Section 15)
Dispute Resolution (Section 17)
Governing Law (Section 18)
General Provisions (Section 20)

21. Contact Information

If you have any questions, concerns, or feedback about these Terms or our Services, please contact us:

White Beard Strategies LLC

Mailing Address:
212 W. Troy St., Suite B
Dothan, AL 36303

Email:

General inquiries: [email protected]
Legal matters: [email protected]
Privacy matters: [email protected]

Response Time:
We will respond to inquiries within 10 business days.

Acknowledgment & Agreement

BY CREATING AN ACCOUNT, MAKING A PURCHASE, OR USING THE SERVICES, YOU ACKNOWLEDGE THAT:

You have read and understood these Terms of Service in their entirety
You agree to be bound by these Terms
You are at least 18 years of age
You have the authority to enter into this agreement
You understand and accept the disclaimers, limitations of liability, and dispute resolution provisions
You understand that you are waiving your right to trial by jury and to participate in class actions

If you do not agree to these Terms, you must not use the Services.